Payne Cottage, built in 1910, is just steps away from all of the restaurants, shopping, bars and the beach but down a long driveway right off of Water Street. Spacious back yard with beautiful trees and ample parking with an adjoining private lot overlooking the Catholic Church and all of their majestic stained glass windows. Panoramic views from the front yard of town with plenty of Adirondack chairs to sit and watch the ferries come in while still enjoying the peace & quiet of a private home.